Commercial Insurances
HVCA’s commercial insurance product, HVCA Unique, offers premium level cover at a highly competitive price. Arranged through one of the UK’s leading insurers, Oval Insurance, and available only to HVCA members, the bespoke HVCA insurance scheme automatically includes employer’s liability, public and products liability, material damage and business interruption, contractors all risks and professional indemnity.
HVCA Unique will provide an analysis of existing cover and an in-depth explanation of all available protection and options. The scheme has been designed to provide the insurance cover HVCA businesses need. Each insurance policy is tailor-made to a business’ specific requirements, providing more comprehensive cover.
HVCA members are a good risk for insurers because they are subject to regular, third-party inspection and assessment to ensure their technical and commercial competence, and therefore can benefit from reduced premiums. Savings on premium costs of between 15% to 30% can be achieved, plus a reduction in excess fees.
All claims are handled swiftly and efficiently and are managed by a dedicated team of specialist loss adjusters who have been selected for their industry knowledge and experience. For more complicated claims, this team is assisted by an expert hvac loss assessor.
For more information on HVCA’s bespoke insurance for its members, and details of available cover enhancements to meet contract requirements, visit the Welplan website.
